Our aim in Arab African International Mortgage Finance (AAIMF) is to provide you with the best advice regarding owning your own office, which will enhance you with the best work environment.

We in AAIMF understand that starting your own business and owning your workplace is a critical decision taken to enhance your profitability, have financial independence as well as demonstrate your skills and expertise. Thus we would like to help you out through every step of this decision.

AAIMF- customer – relation does not end by simply owning your office; we like to call it the beginning. AAIMF’s team will always be there to provide you with the best advice whenever needed.

 

Product Parameters

Finance limit: Up to 75% of unit value

Tenor: Up to 10 years, long term finance to facilitate owing your premises.

Installments: Your mortgage installment will not exceed 40% of your monthly income.

 

Personal Eligibility

Age: Minimum age is 25 years old, maximum age is 65 years old

Nationality: Resident & Non-Resident Egyptians as well as Resident foreigners

 

Personal Documents

  • Valid ID (for Egyptians) / Valid Passport (foreigners)
  • Recent utility bill for current residency

 

Income Required Documentation

Required Documents Employee Resident Self –Employed Resident (Professional & Non Professional) Employed Non Resident Self –Employed Non Resident (Professional & Non Professional) Employed Resident Foreigners Self Employed Resident Foreigners
Copy of National ID
Copy of passport
Recent Utility Bill to Current residency in Egypt
Certified HR letter addressed to AAIMF (Certified from the Egyptian embassy abroad)
Bank Statement
Certified Tax Card
Valid Commercial Register
Financial Statement / Income Certificate for the past 3 years from a certified auditor
Tax payment receipt for the last 3 years
Credit Bureau Report (Certified by the Egyptian embassy abroad)
Valid Residency Visa and Employment Permit

** Other forms of income that can be documented and proven are accepted such as certificates of deposits, rental income, and agricultural income….etc

Unit Documentation

Required Documents Inside Cairo & Provinces (Registered home) Inside Cairo & Provinces (Eligible for registration home) New Urban Allocated home Allocated home
Property Ownership Registered Contract Land Ownership Registered Contract Land Allocation Contract (Land Allocation Contract) (Land Allocation Contract) (Land Allocation Contract) (Land Allocation Contract)
Property Construction License
Authenticated General Lay Out
Real Estate Tax certified status
Land Delivery Note from New Urban Authority / Tourism Development Authority
Recent Statement of Land Financial and Real Estate Status from New Urban Authority / Tourism Development Authority