Our aim in Arab African International Mortgage Finance (AAIMF) is to provide you with the best advice regarding owning your own office, which will enhance you with the best work environment.
We in AAIMF understand that starting your own business and owning your workplace is a critical decision taken to enhance your profitability, have financial independence as well as demonstrate your skills and expertise. Thus we would like to help you out through every step of this decision.
AAIMF- customer – relation does not end by simply owning your office; we like to call it the beginning. AAIMF’s team will always be there to provide you with the best advice whenever needed.
Finance limit: Up to 75% of unit value
Tenor: Up to 10 years, long term finance to facilitate owing your premises.
Installments: Your mortgage installment will not exceed 40% of your monthly income.
Age: Minimum age is 25 years old, maximum age is 65 years old
Nationality: Resident & Non-Resident Egyptians as well as Resident foreigners
- Valid ID (for Egyptians) / Valid Passport (foreigners)
- Recent utility bill for current residency
Income Required Documentation
|Required Documents||Employee Resident||Self –Employed Resident (Professional & Non Professional)||Employed Non Resident||Self –Employed Non Resident (Professional & Non Professional)||Employed Resident Foreigners||Self Employed Resident Foreigners|
|Copy of National ID|
|Copy of passport|
|Recent Utility Bill to Current residency in Egypt|
|Certified HR letter addressed to AAIMF||(Certified from the Egyptian embassy abroad)|
|Certified Tax Card|
|Valid Commercial Register|
|Financial Statement / Income Certificate for the past 3 years from a certified auditor|
|Tax payment receipt for the last 3 years|
|Credit Bureau Report (Certified by the Egyptian embassy abroad)|
|Valid Residency Visa and Employment Permit|
** Other forms of income that can be documented and proven are accepted such as certificates of deposits, rental income, and agricultural income….etc
|Required Documents||Inside Cairo & Provinces (Registered home)||Inside Cairo & Provinces (Eligible for registration home)||New Urban Allocated home||Allocated home|
|Property Ownership Registered Contract Land Ownership Registered Contract Land Allocation Contract||(Land Allocation Contract)||(Land Allocation Contract)||(Land Allocation Contract)||(Land Allocation Contract)|
|Property Construction License|
|Authenticated General Lay Out|
|Real Estate Tax certified status|
|Land Delivery Note from New Urban Authority / Tourism Development Authority|
|Recent Statement of Land Financial and Real Estate Status from New Urban Authority / Tourism Development Authority|