We understand your concerns. Renovating your unit ensures peace of mind and satisfaction, however budget constrains can be frustrating and stressful, thus to achieve smooth renovation and planning for your desired unit proper financing is an integral resource for an upgraded change.

We at Arab African International Mortgage Finance Company (AAIMF) provide comprehensive renovation finance solutions that will help transform your unit into a perfect gateway experience. AAIMF offers the ultimate renovation financing solutions with various plans to improve the essence of your unit and to your vision.

AAIMF’s tailor-made Mortgage solutions are customized to suit your exact needs. AAIMF’s specialized team of experts is with you every step of the way, through their timely, efficient and distinctive services.

Your peace of mind is guaranteed with Arab African International Mortgage Finance.


Product Parameters

Finance limit: Finance up to 100% of the estimated renovation works.

Tenor: Renovation finance lets you spread repayment over a long period up to 10 years.

Installments: Renovation finance installments can’t exceed 40% of your Monthly income.


Personal Eligibility

Age: Minimum age is 26 Years old. Maximum age is 65 years old.

Nationality: Resident & non-resident Egyptians as well as resident foreigners.


Personal Documents

  • Valid ID (for Egyptians) / Valid Passport (foreigners)
  • Recent utility bill for current residency


Income Required Documentation

Required Documents Employee Resident Self –Employed Resident (Professional & Non Professional Employed Non Resident Self –Employed Non Resident (Professional & Non Professional) Employed Resident foreigners Self Employed Resident foreigners
Copy of National ID
Copy of passport
Recent Electric Bill to current residency in Egypt
HR letter (Certified & addressed to the company)
Bank Statement
Certified Tax Card
Valid Commercial Register
Financial statement / Certificate from a legal accountant for the past 3 years income
Tax payment receipt for the last 3 years
Credit Bureau Report (Certified by the Egyptian embassy abroad)
Residency visa

** Other forms of income that can be documented and might be accepted such as certificates of deposits, rental income, and agricultural income….etc


Eligible Units for Renovation

Residential, Commercial, Administrative, or Touristic unit either Registered or Eligible for Registration or Allocated units are eligible for renovation finance.


Unit Documentation

Required Documents Inside Cairo & Provinces (Registered home) Inside Cairo & Provinces (Eligible for registration home) New Urban Allocated home Allocated home
Property Ownership Registered Contract Land Ownership Registered Contract Land Allocation Contract (Property Registered Contract) (Land Registered Contract) (Land Allocation Contract) (Land Allocation Contract)
Property Construction License
Authenticated General Lay Out
Real Estate Tax certified status
Land Delivery Note from New Urban Authority / Tourism Development Authority
Recent Statement of Land Financial and Real Estate Status from New Urban Authority / Tourism Development Authority


Contractor/Architect/Interior Designer Documentation:

  • Cost Estimation Quotation Signed &Stamped from Certified Architect/Contractor/Interior designer.
  • Copy of Tax Card.
  • Copy of Valid Commercial Register (Should not pass 3 months ago).